Best Prepaid Cell Phone Plans
In this day and age, everyone needs a cell phone. Whether it is used to keep in touch with others or merely for emergencies, it seems that we cannot live without them. However, contract-based cell phones can get expensive, especially if your credit is not in tip-top shape. And, even worse, if you decide you do not like your cell service provider or can no longer pay your bill, too bad. You are locked in that contract, usually for at least one year. The smart alternative is to look into prepaid cell phone service. There is no contract, so you can switch providers at any time. And if you cannot pay your bill, no problem. It will not affect your credit at all. Another benefit is not being surprised with extra fees, which has been a common complaint with contract phones. With prepaid, you simply load minutes on your phone and use it. That's it. As great as this is, it can also get expensive if you do not research providers first. Read on for information on some of the best overall prepaid cell plans.
One great option is Metro by T-Mobile. They offer simple plans for individuals including unlimited talk, text, and 2 GB of data for only $30 a month. Need more than one line for your family? They have you covered there as well. For 2 lines with unlimited talk, text, and data, you will pay only $80 per month. Make that 4 unlimited lines for a total of $140 a month. Most of these plans include 4G mobile hotspot connectivity for those on the go.
Boost Mobile is another prepaid service to consider. A single unlimited talk, text and data line runs $50 per month. Like Metro by T-Mobile, Boost offers a multi-line discount. For a family of 3, these unlimited lines with only cost $110 per month. You can add on international calling for $5 a month. If you do a lot of video streaming on your phone, you may want to consider paying an extra $10 per month for better video quality.
Yet another prepaid service you may have heard of is StraightTalk. This company offers great coverage and affordable rates. Though they do not offer multi-line discounts, it is still fairly cheap to provide a whole family with service. For unlimited talk, text, and 2 GB of data, the price is only $35 per month. For unlimited talk, text, and 10 GB of data, service costs $45 per month. You may also purchase the unlimited talk, text and data plan for $55 per month. These prices are pre-tax. Like Boost, you can add on international calling for another $10 a month. Some advantages to StraightTalk include its auto-refill program and rewards program. If you enroll in the auto-refill program, you get a discount on price and do not have to worry about making your payment every month. Enrollment in the rewards program means that each refill, service anniversary date, and a few other things earn points that can then be redeemed for service cards.
Prepaid cell service is the best option for many people. This type of service means that you do not have to worry about credit and contracts. However, most prepaid services require that you pay the full price for your phone. The pros and cons should be weighed against one another in each individual's situation before deciding on which type of service is best.